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Savings


Golden Egg on Money

Individual Savings Account

  • $200 minimum opening balance
  • Four free withdrawals per quarter, each additional withdrawal $2.00
  • Maintain $200 minimum daily balance to avoid $5.00 quarterly service charge
  • Quarterly savings statement
  • Central OnLine
  • 24 hour “Easy Access” automated customer service

This account earns interest if the minimum daily ledger balance is $200 or more


Certificate of Deposit Account Registry Service®, (CDARS)

Protect your investments with our Certificate of Deposit Account Registry Service®, or CDARS®, which provides access to security and peace of mind beyond $250,000.  Everything is handled through our bank.  Your large deposit is broken into smaller amounts and placed with other banks that are members of a special network.  Then, those member banks issue CDs in amounts under $250,000 so that your entire investment is eligible for FDIC insurance.  You earn one rate on your entire investment and receive one regular account statement listing all of your CDs.  Now you can invest up to $50 million and be eligible for FDIC insurance on every dollar.  Click here to be redirected to the CDARS website to learn more.

Insured Cash Sweep (ICS)

Insured Cash Sweep (ICS) service gives you peace of mind by allowing access to multimillion dollar FDIC protection on your demand accounts, money market deposit accounts, or both.  Enjoy unlimited program withdrawals using ICS demand option or up to six program withdrawals per month using the ICS money market deposit option. Click here to be redirected to the ICS website to learn more.

Click here to print a CDARS/ICS flier.